Genetic Information Nondiscrimination Act (GINA)
GINA is a federal mandate the affects group products for groups of all sizes, in addition to individual products and Medigap. Title I of GINA prohibits genetic discrimination in the health insurance markets and requires the Secretary of the Department of Health and Human Services revise the HIPAA Privacy Rule relative to the use of genetic information.
Title II of the Genetic Information Nondiscrimination Act of 2008 protects applicants and employees from discrimination based on genetic information in hiring, promotion, discharge, pay, fringe benefits, job training, classification, referral, and other aspects of employment. GINA also restricts employers’ acquisition of genetic information and strictly limits disclosure of genetic information. Genetic information includes information about genetic tests of applicants, employees, or their family members; the manifestation of diseases or disorders in family members (family medical history); and requests for or receipt of genetic services by applicants, employees, or their family members.