Mandatory Student Health Insurance Plan (SHIP)
Duquesne University requires ALL full-time undergraduate and qualifying graduate students to have health insurance. To comply with this mandate, you must either enroll in the SHIP OR waive the SHIP with proof of comparable health insurance every year that you attend Duquesne University.
Total cost for the one year policy, effective August 1, 2018 to July 31, 2019 is $2,256.32.
The total cost will be charged to your student account in two installments: $1,156.16 in the Fall and $1,100.16 in the Spring.
All full-time students who do not login to our student health insurance portal to provide the required information by the deadline will be automatically enrolled in the Student Health Insurance Plan (SHIP).
To WAIVE the SHIP, you are required to have comparable health insurance that covers you in the Pittsburgh area. Please contact your current medical insurance provider to determine if their network includes medical care in the Pittsburgh area, including the Duquesne University Health Services. You may need to register for "guest out-of-network" status to enable you to receive medical care outside of your insurance coverage area. Duquesne University Health Services can answer any questions you may have regarding services available.
Please verify that your plan meets the following criteria before attempting to waive the SHIP:
Comparable health insurance policies MUST:
- Include mental health coverage
- NOT exclude pre-existing conditions
- NOT exclude payment of claims for illness or injury occurring under the influence of drugs and alcohol
International students' health insurance policies MUST:
- Include all conditions in the list above, and also
- Pay claims in U.S. dollars
- Have a U.S.-based claims processing center
- Pay claims directly to the provider (no reimbursement policies)
- Provide a copy of the full policy document in English
Even if you already have health insurance, you must respond before the beginning of every school year to waive the SHIP and remove the charge from your student account. Log in to QM Services, select the Waive option when presented, and enter your current health insurance plan information into the online portal.
Deadline is September 15, 2018. If you do not respond by September 15, 2018, a charge in the amount of $1,156.16 will be placed on your Duquesne University Fall student account and YOU WILL BE AUTOMATICALLY ENROLLED IN THE SHIP. If you attempt to cancel your automatic enrollment after the deadline, you will incur no less than a $56 late response penalty fee, along with possible premium fees.
If you choose to ENROLL in the SHIP, you must complete the enrollment process online before the beginning of every school year. The plan does not automatically renew and payment via your student account does not guarantee enrollment in the SHIP. Log in to QM Services and select the Enroll option when presented.
The total cost for the one year policy, effective August 1, 2018 to July 31, 2018 is $2,256.32, which will be charged to your student account in two installments: $1,156.16 in the Fall and $1,100.16 in the Spring.
Please consult Health Services online, or contact them at 412.396.1650 for information regarding their services for students.